Use this information for problems $3$ and $4.$ You borrow $$9,000$ for a home repair. You can

afford to pay back $$250$ a month.

$3.$ If you borrow the money directly from a bank, you have a $7\mathrm{.}25\%$ interest rate. How long

will it take you to pay off the loan?

$4.$ If you borrow the money using a credit card, you will have a $19\mathrm{.}85\%$ interest rate. How

long will it take you to pay off the loan?