Use Worksheet 8.1 Brett Hardesty, 43 is a recently divorced father of two children, ages 9 and 7. He currently earns $95,000 a year as an operations manager for a utility company. the divorce settlement requires him to pay $1,500 a monthin child support and $400 a month in alimony to his ex-wife, who currently earns $25,000 annually as a preschool teacher. Brett is now renting an apartment, the divorce settlement left him with about $100,00 in savings and retirement benefits. His employer provides a $75,000 life insurance policy. Brett's ex-wife is currently the beneficiary listed on the policy. What advice would you give to Brett? What factors should he consider in deciding whether to buy additional life insurance at this point in his life? if he does not need additional life insurance, what type of policy or policies should he buy? Use worksheet 8.1 to help you answer these questions for Brett.