Using the following hypothetical scenario for the Smith Family, provide a recommendation for at least 4 insurance products you would recommend and provide support as to why each would be selected. Scenario: John and Mary Smith are getting ready to celebrate 6 years of marriage. They recently moved out of an apartment and into their first home. They have 1 child already and are expecting another within the next several months. John was thinking about upgrading to a more reliable vehicle for the expanding family, but hasnt quite decided yet, as he is fond of the paid-off sedan they own. John works full time for a local distribution center and Mary is a part-time call center representative from home.