Utilizing investment assets to gross pay benchmarks, which of the following individuals is likely on target with their investment assets?

Ross, age $55,$ earns $$150,000$ a year and has invested assets of $$900,000.$

Rachel, age $35,$ earns $$30,000$ a year and has invested assets of $$15,000.$

Monica, age $45,$ earns $$60,000$ a year and has invested assets of $$150,000.$

Joey, age $25,$ earns $$40,000$ a year and has invested assets of $$9,000.$

Rationale

Ross needs invested assets of $8-10$ times his salary. At a minimum he needs $$1,200,000($$$150,0008).$

Rachel needs invested assets of $1\mathrm{.}6-1\mathrm{.}8$ times her salary. At a minimum she needs $$48,000($$$30,0001\mathrm{.}6).$

Monica needs invested assets of $3-4$ times his salary. At a minimum she needs $$180,000($$$60,0003).$

Joey needs invested assets of $0\mathrm{.}20$ times his salary. At a minimum he needs $$8,000($$$40,0000\mathrm{.}20).$