UTT Co. shows the following information on its 2019 financial statement: interest expense = $6,900; dividends =$7,950. In addition, you're told that the firm issued $4,100 in new equity during 2019 and redeemed $6,900 in outstanding long-term debt. What is the 2019 cash flow to creditors? UTT has ROA of 7.57% and ROE of 15.90%. The retention ratio is 70%. What is the internal growth rate? 3.57 percent 2.87 percent 2.32 percent 5.60 percent 4.94 percent