Valerie must decide if she is going to take the money her grandmother gave her and use down payment on a house or use it toward buying a new car. With rounding, she now has 000 to use thanks to the interest she earned. She has found a house in a neighborhood ikes for $225,000. If she uses the $12,000 as the down payment how much will she need rrow for the loan? What would her monthly mortgage payment be if she does a 30 -year gage at an interest rate of 4.1%