Very Nice Bank N.A. (values in $)

	9/30/2020	12/31/2019	12/31/2018	12/31/2017
Net Loans & Leases	165,657	158,852	151,774	143,800
US Govt Securities	59,343	62,572	57,946	57,838
Total Assets	225,000	221,424	209,720	201,638
Core Deposits	158,761	153,875	155,180	150,873
Total Deposits	160,247	164,742	164,051	164,051
Total Brokered Deposits	38,196	32,065	21,116	13,034
Total Bank Capital	26,557	24,617	24,553	24,553
Net Income	1,940	2,810	2,743	1,954

Looking at Very Nice Bank N.A.s 9/30/20 financial data, which statement is accurate?

		all of the statements are correct.
		if a good client wanted to borrow against their revolving line of credit, Very Nice Bank would need to borrow funds to make that loan.
		Very Nice Bank could get an advance from the FHLB and give its US Govt Securities investments as collateral (assuming they were not pledged as collateral for another obligation).
		Very Nice Bank does not have a lot of excess liquidity.