VI. As we know small regular expenses, like fancy coffee drinks, are often real budget busters. The situation gets worse if you are running up your student debt to pay for them. Let's pretend you buy 8 fancy cups of coffee at $5 each every month. How much will you spend on coffee over four years? Show your work. (No word count requirement). VII. How much could you save over the four years if instead you put that money into a savings account every month, earning 2% interest compounding monthly? (Use Time Value of Money tools to solve). Were you surprised by the total? Show your work. (No word count requirement)