Visa Inc. (V) 2.20% Senior Notes due December 2020 O 2.15% Senior Notes due September 2022 2.80% Senior Notes due December 2022 23.15% Senior Notes due December 2025 3 2.75% Senior Notes due September 2027 44.15% Senior Notes due December 2035 5 4.30% Senior Notes due December 2045 September 30, 2019 September 30, 2018 (in millions, except percentages) Effective Interest $ 3,000 $ 3,000 2.30% 1,000 1,000 2.30% 2,250 2,250 2.89% 4,000 4,000 3.26% 750 750 2.91% 1,500 1,500 4.23% 3,500 3,500 4.37% 5 3.65% Senior Notes due September 2047 750 750 3.73% 7 Total senior notes $ 16,750 $ 16,750 8 Unamortized discounts and debt issuance costs (108) (120) Hedge accounting fair value adjustments 87 0 O Total long-term debt $ 16,729 St 16,630 1 2