Voluntary benefits are very popular in designing employee benefit plans today. Employers offering these benefits should be careful to make sure they are not considered to be part of an ERISA plan. Why is it important for employers to make sure any voluntary benefits offered are not part of an ERISA plan? What should employers do to make sure these benefits are truly 'voluntary' and not part of an ERISA plan? Holman (10AM) and Lincoln (11AM) offers several voluntary benefits. Based on your reading of their respective plan documents, are these benefits 'voluntary