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Voluntary private health insurance, that is refers to encourage more individuals to take out private health insurance in the market voluntarily. According to the following

Voluntary private health insurance, that is refers to encourage more individuals to take out private health insurance in the market voluntarily.

According to the following criteria, how can you think "Voluntary Private Health Insurance" Reform is the better way to finance our health care? Voluntary Private Health Insurance" Reform fulfilled these eight criteria or not?

  1. Financial stability and sustainability:Is the supplementary financing option able to ensure stable financing for the sustainable development of the healthcare system?
  2. Accessibility of healthcare: Do you want your contribution to provide you with better access to healthcare?
  3. Pooling and sharing of risk: Do you want your financial risk arising from illnesses to be pooled or shared out with others?
  4. Wealth re-distribution: How far do you think supplementary financing should further require those with higher income to pay more for healthcare subsidising those with lower income?
  5. Choice of services: Is the supplementary financing option able to bring about more choice of personalised healthcare services tailored to your own preferences?
  6. Market competition and efficiency: Is the supplementary financing able to bring about a market system that drives competition among healthcare providers and enhance price transparency, quality, efficiency and costeffectiveness of healthcare services?
  7. Utilisation and cost control: Does the supplementary financing arrangement induce the excessive use and lead to ever more costly healthcare for the community as a whole?
  8. Overhead cost: How expensive is the supplementary financing option's overhead costs?

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