W S Z - how 320.000 a year with poederent. Y 2006 down y de point is you make monthly payments the monthly 77.4 59231 599672 1,0763 12. Find the outstanding balance in 158 months S101,855.69 $132,338.17 e $114.292.72 d$127.784.32 13. If you refinance the loan in 158 months with a 3.6%(12) and the remaining term find the new monthly payment. 1. $745.83 b. $782.19 c. $844.43 d. $896.14 14. Suppose that you take a 10-year, $30,000 loan at a fixed interest rate of 6%(12) and make monthly payments. If you refinance the loan in 6 years with a 3%(12) and the remaining term, what are the total interests paid over the life of your loan (10 years)? a $7,458.12 b. $8,392.84 c. $9,047.81 d. $9,763.58