Wade sets up a trust for the benefit of his children, nieces, and nephews. Not wanting to pay the cost of a corporate trustee, Wade names his brother-in-law Scott as the trustee. Within a year after Wade funds the trust with stocks and bonds, Scott loans money from the trust to himself for personal needs at a below-market rate of interest. He also sells stock of large, well-known companies like General Motors and Dow Chemical and invests the proceeds in the stock of a tiny company being started by his neighbor (a personal friend) in his garage. Scott has violated what two duties owed to the beneficiaries. (Circle both of them.) (a) The duty to property account for trust property and issue statements to the beneficiaries. (b) The duty to exercise reasonable prudence and skill with respect to investments. (c) The duty to show impartiality among the beneficiaries. (d) The duty not to self-deal or take personal advantage