Wanda has an individual medical expense policy with a $1,000 calendar-year deductible, a $5,000 annual out-of-pocket limit, and 80-20 coinsurance. Wanda was hospitalized for a surgical procedure two months ago, her first health care treatment received during the year. The total bill was $19,300. For this plan, the treatment is fully covered and all insured payments count towards the out-of-pocket limit.

Wanda will pay a total of $_ , of which $_ is for her deductible and $_ is for coinsurance. Wanda's health insurer will pay $_ of the total bill. After the medical expenses have been paid, Wanda will have $_ left in her annual out-of-pocket limit.