We have a data-set where we are predicting number of people who have more than $1000 in their bank account. Consider a data-set with 200 observations i.e. n=200 In reality, there are totally 135 accounts who have a balance more than $1000 and 70 accounts with balance - less than $1000 In reality, there are totally 60 accounts who have a balance more than $1000 and 70 accounts with balance - less than $1000 In reality, there are totally 125 accounts who have a balance more than $1000 and 10 accounts with balance - less than $1000 In reality, there are totally 130 accounts who have a balance more than $1000 and 70 accounts with balance - less than $1000