We would like to see all commercial banks be well capitalized, but in reality there are many banks that do not meet this standard. Discuss some of the actions/activities that regulators may force upon some of these banks that are not well capitalized. What laws/acts give regulators these powers? Aside from abiding by the regulators requirements, what else should bank managers change at their institutions if their banks are at risk of failing? What proactive measures can bank managers take to increase capital adequacy, profitability, efficiency, leverage, and or liquidity?