Web Warrior, LLC was started as a one-person company in the business of designing websites with a reputation for cutting-edge work. Stafford, the sole owner, embarked on an aggressive expansion plan. To finance the expansion, Stafford borrowed $50,000 form his wealthy Uncle Rich and signed a promissoru note on behalf of Web Warrior, LLC. He also took out a loan from Local Bank for a $25,000 line of credit for the LLC, which was secured by assets of the business and a personal guaranty by Stafford. Finally, Stafford purchared a piece of real estate for Web Warrior, LLC's headquarters and secured it through a mortgage via Big Time Lender. In order to obtain the mortgage, Big Time Lender required Stafford's wealthy Aunt Petunia to cosign the loan as a suretly.

What is Uncle Rich's status as a creditor?

a. He is a mortgagee

b. He is a secured creditor

c. He is an unsecured creditor

d. He is not a creditor

e. He has created a purhcase money security interest