Webb Bank has a composite CAMELS rating of 2, a total risk-based capital ratio of 10.2 percent, a Tier I risk-based capital ratio of 7.2 percent, a CET1 capital ratio of 6.4 percent, and a leverage ratio of 4.8 percent. Assuming the Depositors Insurance Fund (DIF) reserve ratio is 1.20 percent, what deposit insurance risk category does the bank fall into, and what is the bank's deposit assessment rate? Webb Bank Information Zone 1 Camels Rating 2 2 Total Risk-Based capital ratio 10.2% 3 Tier I Risk-Based capital ratio 7.2% 4 Common Equity Tier 1 (CET1) Risk-Based Capital Ratio 6.4% 5 Tier I Leverage Ratio 4.8% 6 Deposit Insurance Fund Reserve Ratio 1.20% Total Ther Rik-Eased Raths und of be Lene Rate und 5 when 2 Common Equity Tier Ther! Reklased Rised Zum Ratio Ratio 1. Well capitale 6.55 or abone and to who 2 Adequately capitalized 4.5 abone and on above 3. Undercapitalized Under 45% Under 68 4. Significantly undercapitalized Limer 5. Critically undercapitalized Tungible quity/Total 25 und so show and 4 or above or Under 8% 00 Under Or Under EH Under (1) Common Equity Tier I Tier I Risk-Based Risk-Based Ratio Ratio 6.5% or above and 8% or above Zone 1. Well capitalized Total Risk-Based Ratio and 10% or above Tier I Leverage Ratio and 5% or above 2. Adequately capitalized 4.5% or above and 6% or above Under 4.5% or Under 6% and 8% or above and 4% or above Under 8% or Under 4% or 3. Undercapitalized 4. Significantly undercapitalized 5. Critically undercapitalized Under 3% or Under 4% or Under 6% or Under 3% Tangible equity/Total assets