Webb Bank has a composite CAMELS rating of 2, a total riskbased capital ratio of 10.2 percent, a Tier I risk-based capital ratio of 7.2 percent, a CET1 capital ratio of 6.4 percent, and a leverage ratio of 4.8 percent. What deposit insurance risk category does the bank fall into, and what is the banks deposit insurance assessment rate? ( LG 13-4 )