WeLuvSubprime Bank was undercapitalized on 9/30/20, when it had total assets of $500 million. On 12/31/20, it was still undercapitalized, and it had total assets of $530 million. Did the bank violate FDIC regulations regarding its total assets in the fourth quarter of the year? Yes No Michigan Bank & Trust (MBT) is adequately capitalized. Suppose the national average rate on 1-year CDs is 1.0%. Then for all new 1-year CD deposits, MBT cannot pay above 1.75% MBT cannot pay below 0.25% MBT cannot pay below 1.75% MBT cannot pay above 0.25% Which of the following actions would increase the Tier 1 leverage ratio of a bank? Selling a residential mortgage loan to Fannie Mae, and using the proceeds to repay maturing CDs Issuing a new CD to a local depositor, and using the proceeds to purchase a Treasury Bond Both would increase the Tier 1 leverage ratio Neither would increase the Tier 1 leverage ratio In recent years, when a bank has failed The FDIC has arranged a takeover of the failed bank's branches and deposits The FDIC has fully paid off all insured and uninsured depositors in cash, and then gradually liquidated all assets The FDIC has paid off all insured depositors in cash, and then gradually liquidated all assets