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What amount is required to purchase an annuity that pays $10000 at the end of each quarter for the first five years and then pays

What amount is required to purchase an annuity that pays $10000 at the end of each quarter for the first five years and then pays $6000 at the beginning of each month for the subsequent 15 years? Assume that the annuity payments are based on a rate of return of 6.8% compounded quarterly.6 marks

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