What are some of the benefits to a company of using accounts payable instead of notes payable to finance inventory purchases?

A) There is no payment date, so companies can pay when they have the cash

B) Companies can delay repayments to suppliers, a practice know as "riding the trade," without repercussions

C) It carries no interest and may provide a discount for early payment

D) It carries a lower interest rate than a note payable and is recorded as a long-term liability