What are some of the consequences of failing to maintain a database of current SWIFT codes?

Select ALL that apply.

Failure to send funds on time may result in the counterparty's NOSTRO account becoming overdrawn and subject to punitive interest rate charges

Erroneous transaction rates will cause significant economic loss to one of the parties

The trade may be executed the wrong way

Funds may be sent to inactive accounts and returned, costing foregone interest payments