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What are some of the criticisms of the too big to fail (TBTF) concept? What are your thoughts on this policy? Please identify the banking

What are some of the criticisms of the too big to fail (TBTF) concept? What are your thoughts on this policy? Please identify the banking / Wall Street companies that belong to TBTF group. Limit to two pages; please feel free to use bullet points to highlight key points.

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