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What are some of the reasons that it might be undesirable to receive installment payments for a large sum of money like a lottery jackpot?

What are some of the reasons that it might be undesirable to receive installment payments for a large sum of money like a lottery jackpot? Multiple select question. An individual may not want or need the money today. An individual may not live long enough to receive all of the payments. An individual may want to make a large investment today. An individual may want to purchase goods and services today

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