What are some types of overhead that impact real$-$world firms? Which do you think are the most impactful?

On average, how much do employers pay for health insurance per employee? Cite your source$($s$).$

What are some programs aimed at employee wellness that employers offer? Do you have any experience with these?

Employee wellness benefits might improve employees' lives and decrease health insurance costs. How else might they benefit employers?

Could there be any downsides to these types of programs?