What are the basic types of insurer's?

a BC/BS,Captives, Stock

b BC/BS, Captives, Surplus

c BC/BS, Stock, Mutual

d Stock, Mutual, Agency

Please pick the most accurate statement with regard to Casualty Insurance and Property Insurance

a Most businesses only need property insurance

b Most businesses count on casualty insurance to protect their organizations from fire and theft

c Most businesses will purchase property insurance to protect them from frivolous lawsuits

d Most businesses should consider their need for both casualty and liability insurance