What are the benefits in investing in a Traditional IRA or a 401(k) over a conventional investment in stocks or bonds? O You can invest tax deferred principal, thereby giving you more to invest. O You can reinvest more of your returns because they are tax deferred. Both of the above O Neither of the above DQuestion 23 4 pts Which of the following distinguishes a Roth IRA from a Traditional IRA or a 401(k)? Returns on investment are untaxed for the Roth IRA Both the Traditional IRA and the 401(k) tax the distributions upon retirement, the Roth IRA does not. o O The Roth IRA allows untaxed principal to be invested, but the Traditional IRA and the 401(k) require the investment of taxed principal. The Roth IRA is opened through your employer