What are the major provisions of the Affordable Care Act? The major provisions of the Affordable Care Act are: (Select all that apply.) A. providing no consumer protections. B. providing new consumer protections. C. holding insurance companies accountable. D. increasing prices of affordable care. E. holding hospitals accountable. F. improving quality and raising costs. G. increasing access to affordable care. H. improving quality and lowering costs. none of the above. Virgil Cronk wants to purchase a life insurance policy that will allow him to increase his future coverage without having to take another medical exam. Virgil's family has a history of cardiac problems. Name at least two policy riders that he should consider adding to his policy. Virgil should consider adding: (Select all the choices that apply.) A. Living Benefits Rider. B. Cost-of-Living Adjustment (COLA) Rider. C. Accidental Death Benefit Rider or Multiple Indemnity. D. Waiver of Premium for Disability Rider. E. Guaranteed Insurability Rider