1. What did your spending diary reveal about your spending habits during the time period covering this second installment?
2. If you made changes as a result of the first installment, did you see any improvement or obtain the desired result that you were looking for? Also, would you consider making any changes as a result of this installment?
3. Describe any aspects of your spending habits that might indicate the overuse of credit.
4. How can your spending diary provide information for wise credit use? Is there anything in your spending diary that supports this concept?
5. What did your spending diary reveal about costs related to your vehicle? Are there any changes that you can make to reduce these costs?
6. What portion of your spending involves expenses associated with housing? If you currently do not own a home or rent an apartment, what kind of housing-related expenses do you think that you would have as part of your spending diary in this situation?
7. What portion of your spending involves expenses associated with property or liability insurance? How can this type of spending affect your overall spending?