What do you think? what is your opinion?

1. What is opportunity cost and what is an example of this from your life?

Opportunity cost is a value of something that we are not acquiring by choosing next alternative option. If I choose to go out and eat I will not be able to spend time and money elsewhere. 2. Do you think student loans offer an attractive rate for capital for students to attend college? Why or why not?

I think student loans are not attractive at all from interest perspective. Considering increasing tuition cost over last few years I think interest should be 0 on student loans. But from perspective of acquiring education/knowledge if the 6% interest loan is the only option, I believe it is worth it. I think debt as student loan should be taken only after the student figure out what he/she really want to do in his or her career. 3. Do you have student loans? What do you think about the interest rates?

No I dont have a student loan fortunately my employer is reimbursing some cost for me. As I mentioned earlier, I believe as interest for education it should be free as it is an investment of government in citizens in my opinion. But it is what it is and if this is the only way to acquire education I would go for it without thinking as the best investment you can do is in yourself. 4. What affect do the current interest rates, which are in essence determined by The Federal Reserve Bank, have on the cost of capital to firms and consumers?

Easy and cheap access to capital.