What happens if you don't happen to have Microsoft's Excel for which to keep your personal budget information? What alternatives could you consider as a way to keep your personal budget information, while at the same time not sacrificing the "bells and whistles" of Excel. Example, while you could keep your personal information in a Text Editor document, you wouldn't be able to preform calculations on that data, projections, create graphs, etc. Although you don't have Microsoft's Excel doesn't mean you should be doomed to balance your checkbook using pen and paper. "Alternatives to Excel" here, not looking for "just use Mint and don't worry about tracking it yourself." Please be descriptive. Thank You!