what happens when a creditor continues to engage in legal action against a debtor when an automatic stay is in effect?

(business law 1)

Question 19 2 pts What happens when a creditor continues to engage in legal action against a debtor when an automatic stay is in effect? The creditor can continue with repossession proceedings but not with garnishment The debtor can recover damages, costs, attorney fees, and even possibly punitive damages. The creditor forfeits all claims against the defendant The creditor can continue as long as the creditor can prove that the legal action was underway before the stay went into effect