What interest rates are implied by the following lending arrangements?

1. You lend $740 and are repaid $1,099.60 in five years with quarterly compounding. Round the answer to the nearest whole percentage. Do not round your intermediate calculations. (Note: Be sure to give your answer as the annual nominal rate.) fill in the blank %
2. You borrow $12,600 and repay $21,535.16 in three years under monthly compounding. Round the answer to the nearest whole percentage. Do not round your intermediate calculations. (Note: Be sure to give your answer as the annual nominal rate.) fill in the blank %