What is a benefit of investing in mutual funds? Investors are guaranteed a minimal amount of return Investors have access to a fund manager's expertise Investors earn interest because it is a lending investment. Investors' fees are waived because it is an ownership investment Melissa writes checks to pay for her rent, utilities, and groceries, and she keeps a record of all these transactions in her check register. Keeping an accurate check register helps Melissa determine when she needs to add funds to her savings account. decide when to order new checks. understand the checking account's restrictions and fees. track the amount of money she has spent