What is a Chapter 7 discharge? O The termination of the legal duty of an individual debtor to pay unsecured debts that remain unpaid upon the completion of a Chapter 7 proceeding. O An instruction to the debtor to propose a plan to pay all or a portion of the debts he or she owes in installments. O The termination of the legal duty of an individual debtor to pay both secured and unsecured debts before he or she is granted a court trial. O The cancellation of all debts of a debtor that remain unpaid upon the completion of a Chapter 13 proceeding