What is a good response to the information below

Opinion on the information below

The key features of money are that it be able to act as a medium of exchange (meaning that sellers will take it in exchange for a product or service), it must serve as a unit of account (being able to standardize a value for any good or service being exchanged), it must serve as a store of value (it must hold value even when kept and not used for an extended period of time), and provide a standard of deferred payment (able to facilitate purchases on credit with deferred payment).

In Northern Italy the bank of Emilia Romagna accepts wheels of Parmigiano-Reggiano cheese as collateral for loans for cheese makers during recessions according to Business Insider. This is quite possibly my favorite alternative use of "currency" ever. A wheel of Parmigiano-Reggiano is valued at around 300 Euros, and the bank is rumored to have around 187.5 million Euros worth of them in storage. The reason the cheese works as a form of currency is that the bank itself takes it across branches, and in the region the bank operates many people make the cheese so it's a valuable commodity that can be traded, and stored for several years.

Bitcoin and other crypto currency should be considered like more of a liquid stock share. The unstable, and astronomic prices, coupled with how anyone with enough computing power can justcreatebitcoins for themselves make it too unwieldly to make for a good widely accepted currency, even if for a moment or two online stores started taking them.

If we break it down strictly by the rules of what makes a currency functional, firstly not enough people accept it, secondly it does work as a unit of account, it will hold value, unless the internet goes down, and lastly it does not operate on a credit basis. The main issue is the fluctuating and astronomical prices make it very difficult to acquire and thus many sellers don't want to accept it.