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What is estate planning and why do I need it (or not)? What elements are contained in an estate plan? Do I need an attorney

What is estate planning and why do I need it (or not)? What elements are contained in an estate plan? Do I need an attorney to help me prepare estate plan? What is a trust and how is it used? Can I use life insurance to help me fund a trust? Do I need a will? What could happen to my estate if I die without a will? Why is it that so few people do estate planning?

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