What is future value of $31,000 invested at the end of every year for 20 years at an interest rate of 9% ? (For calculation purposes, use 5 decimal places as displayed in the factor table provided. Round answer to 2 decimal places, e.g. 52:75.) Click here to view the factor table. Future value Elijah Cigarettes acquired a bad habit of smoking in high school. Elijah spends approximately $73 a month or $876 a year on cigarettes. He is not concerned with health issues, but he is keenly aware of financial issues. Show Elijah how much he would have at retirement in 20 years if he invested $876 a year at 8% instead of smoking. (For calculation purposes, use 5 decimal places as displayed in the factor table provided. Round answer to 2 decimal places, e.g. 52.75.) Click here to view the factor table. Amount $