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What is insurance? What are the different types of insurances available in Pakistan? Make suggestions to the following individuals. Suggest whether they should take insurance

What is insurance? What are the different types of insurances available in Pakistan? Make suggestions to the following individuals. Suggest whether they should take insurance and of what type.
Mr Waheed has a wife and 3 smalls kids. He likes adventures. recently he booked a tour to south Africa and plans to do sky diving there. He also goes for motorbike racing frequently.
His wife runs a small business. She has her outlet in a mall and a warehouse where she keeps her all stock.

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