what is the answer of annual income required to qualify based on gds & calculate the annual income required to qualify based on tds

Part 1 With your Annual Income of: $130606.76 and the figures you already determined for a Stress Tested Monthly Mortgage Payment, and Property Tax of $327.18, calculate Gross Debt Service Ratio. Assume the cost of heating the home will be $353.47. Do you qualify to purchase this home based on GDS Ratio? If not, what is the income that you would require? Part 2 - you have consumer debt servicing in the amount of $790.74 per month. What is the the TDS ratio? Do you qualify for the purchase based on this number? If no, what is the income required to qualify? - Income Adjustment Required Income Calculate the ANNUAL income required to qualify based on TDS