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What is the before tax yield between the following investments for an investor in the 20 marginal tax rate? - a 100,000 par value sold

What is the before tax yield between the following investments for an investor in the 20 marginal tax rate?

- a 100,000 par value sold with a 5% discount that matures in 109 days

- a 3.9% municipal bond

DO NOT MAKE INTERMEDIATE ROUNDINGS

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