What is the benefit of consulting a financial planner who has his/her CFP credential? a. The CFP credential is a good sign that a financial planner will give sound financial advice. b. The CFP credential means that the advisor is also an accountant. c. Certified Financial Planners have more time to spend with clits. d. Certified Financial Planners earn a higher rate of return on investments. 2. Why should you avoid commission-based financial planners? a. Planners who work on commission may try to sell you something you don't need so they can make commission. b. Experienced planners don't work for commission. c. Fee-based advisors charge too much.. d. Advisors are the most unbiased source of advice if they profit from steering you into particular products. 3. If you had to choose two tips from this article to tell a friend who is searching for a financial planner, which would you choose? Explain. 4. Do you think it's a good idea for someone in high school or college to consult a financial planner? Why or why not