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What is the cost of trade credit for the below terms? 2/10 Net 60 AND if I could borrow funds at 8% should the discount

What is the cost of trade credit for the below terms?

2/10 Net 60 AND if I could borrow funds at 8% should the discount be taken (yes or no)

14.89% yes

14.89% no

37.23% no

18.25% yes

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