What is the covariance of stock returns between Microsoft and Goodyear based on the correlation matrix provided below?

	Apple	Microsoft	Target	Goodyear
Standard deviation:	41%	16%	30%	48%
Apple	1	0.48	0.38	0.31
Microsoft	0.48	1	0.39	0.37
Target	0.38	0.39	1	0.50
Goodyear	0.31	0.37	0.50	1

The covariance between Microsoft's and Goodyear's returns is ____?

(Round to three decimal places.)