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What is the Debt Coverage Ratio assuming a $267,500 NOI/Cash Flow, a $3,500,000 loan with a 4.25% interest rate and 30 year amortization compounded monthly?

What is the Debt Coverage Ratio assuming a $267,500 NOI/Cash Flow, a $3,500,000 loan with a 4.25% interest rate and 30 year amortization compounded monthly? Round to nearest hundredth.

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