What is the difference between term life insurance and whole life insurance? Suppose someone wants to combine their investments with their insurance products. Which of these two products should this person buy? Describe three major life decisions directly impacted by an individual's credit rating? These should be separate items, not the same thing three times written in a slightly different way. Under what conditions should a person have no insurance at all? What life stage(s) is it most likely you would not want to have insurance or would have no need of insurance? (property insurance and/or life insurance) Describe the difference between disability insurance and long- term care insurance. When would you want or need each of these kinds of insurance