What is the formula to solve this question?

Find the present value of an investment in equipment if it is expected to provide annual savings of $39,000 for 10 years and to have a resale value of $57,000 at the end of that period. Assume an interest rate of 10% and that savings are realized at year end. (Round factor values to 5 decimal places, e.g. 1.25124 and final answer to 0 decimal places, e.g. 458,581.) (Use the below tables.)

Present value of investment in equipment

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