What is the future value of 20 periodic payments of $4,720 each made at the beginning of each period and compounded at 8%? What is the present value of $3,440 to be received at the beginning of each of 28 periods, discounted at 5% compound interest? What is the future value of 16 deposits of $2,920 each made at the beginning of each period and compounded at 10%? (Future value as of the end of the 16th period.) What is the present value of 6 receipts of $3,280 each received at the beginning of each period, discounted at 9% compounded interest? (Round factor values to 5 decimal places)