What is the payback period on the proposed phone app for a favorite sports team? The estimated cash flows appear below. (note: payback is in years; round to 2 decimals) = = Year O cash flow = -95,000 Year 1 cash flow = -23,000 Year 2 cash flow = 48,000 Year 3 cash flow = 50,000 Year 4 cash flow = 46,000 Year 5 cash flow = 55,000 Year 6 cash flow = 45,000 =